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Why should I report an accident? We would like to encourage people to report even minor accidents, such as falls, even if no one was injured. There are two reasons to do this. First, we would like to learn more about what is causing bike accidents so that we can help our members avoid them on future rides. Second, if someone is injured and the bike accident isn’t reported at the time it occurs, the individual may have difficulty in obtaining coverage under the club’s medical insurance policy. How Do I Report A Bike Accident? Report all bike accidents to the Club’s Safety Coordinator. In addition, the ride leader should fill out the accident report on the back side of the ride sign-in sheet at the scene of the accident and submit that information through the Club website. The Safety Coordinator may call you to ask for additional information or clarification. Does The Club Provide Insurance For Its Members? Part of your dues pays for accident insurance through the League of American Bicyclists. You must first file with your primary insurance carrier, then with American Specialty Insurance. The club Safety Coordinator handles the details. The Club’s insurance policy is for General Liability and protects our members and volunteers as well. Guests are covered for one ride only. Club insurance only covers accidents on club sanctioned rides.
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